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Understanding Life Insurance

The Basics Of Retirement Planning

When planning your retirement, it is important to remember that money, more than any other factor, will dictate most of your retirement decisions. Your level of financial preparedness for your retirement years will determine when you retire, what type of lifestyle you and your family will enjoy during retirement, and what might be left as a legacy to your heirs.

Term Life Insurance Glossary

Accidental Death Benefit:

An extra death benefit amount that is paid out in addition to the face amount of the policy if the insured dies by accidental means. It cost extra to get this benefit, and usually cannot exceed $250,000 to $300,000, and cannot exceed more than the face amount of the policy.

Permanent Life Insurance

Permanent life insurance provides lifelong protection and is known by a variety of names. These policies are designed and priced for you to keep over a long period of time. If you don't intend to keep the policy for the long term, it could be the wrong type of insurance for you.

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As your insurance advisor, we help you make smart decisions by protecting you from the unexpected. We offer high quality insurance products & services to meet your goals and budget. We'll help you understand every step in the process, so you realize your dreams while safeguarding your finances.

Contact

(248) 461-3360

mjh@legacyagent.com

41000 Woodward Ave East Ste 350,
     Bloomfield Hills, MI 48304

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